About

JOE NELSON, CERTIFIED FINANCIAL PLANNER™, serves as President with Advanced Retirement Resources. For over a decade Joe has worked with the Advanced Retirement team collaboratively designing and implementing portfolio and distribution strategies for clients pursuing their retirement goals.

Joe is a shareholder in AdvisorNet Financial, a registered investment advisory firm in Minneapolis, MN. He and his wife, Deanna, live in Nowthen with their three children.

Professional Involvement and Background

Current Member:

• Minnesota Chapter of the Financial Planning Association
• Financial Planning Association
• Investment Management Consultants Association

Education

• Bethel University (2000-03) – BA Business (Finance)
• Minnesota State Mankato (2004-05) – CFP Professional Education Program

How did you get started in financial planning?

Early in college I realized I wanted to go into financial planning. Paul had helped my grandparents for years so I approached him about doing an internship. I saw how diligently he worked and how passionately he cared. It quickly became clear we had similar values, complimented each other and made a great team.

What motivates you to help people plan for their retirement?

Without an effective strategy, I believe it’s difficult, if not impossible, to achieve your long-term investment goals. That’s why I feel so passionate about what we do for our clients.

At the end of the day what do you find most satisfying about your work?

So many people go through their careers doing ‘thankless’ work. I’m privileged to do work that’s appreciated. The past 10-12 years have been pretty scary at times, especially for retirees. But the scarier things get, I feel the more appreciative people are for our knowledge. It’s extremely satisfying.

• University of Redlands (2016-2020) – B.S Business Administration w/ Finance

• Assisting individuals and families create a financial plan that engages them and gets them excited about the future ahead is tremendously fulfilling. Lasting relationships can create a sense of comfort around generally difficult topics and conversations.

• I love to travel, experiencing new food and culture fascinates me. It is a goal of mine to travel to all 7 continents!

• Cooking a meal with my girlfriend Audrey or an evening round of golf with a friend.

ERIK HOWE, CERTIFIED FINANCIAL PLANNER™, born and raised in Minnesota, studied engineering in college because of his natural curiosity for learning how things work and how to improve them. After college, he joined a leadership internship with The Navigators where he mentored and trained college students in leadership, character development, and life skills. During that time, he also led several teams on overseas trips and lived in SE Asia for a year. He now lives in Ramsey with his wife Corbyn.

Current Member:

• Minnesota Chapter of the Financial Planning Association
• Financial Planning Association

 Education

• South Dakota State University (2012-16) – BS Mechanical Engineering
• College for Financial Planning (2020-22) – CFP Professional Education Program

What excites you about financial planning?

Financial planning combines my core desires of meaningfully helping people in practical ways, using my analytical nature to solve problems that bring improvement, and being a good financial steward of what’s been given.

What’s the best advice you’ve ever received? 

There’s more joy in giving and serving than in receiving and being served.

Thoughtful questions are the golden keys that unlock hearts and minds.

Where is your happy place?

Hiking mountains with my wife Corbyn, playing board games with friends, learning something new, or problem solving.

CORBYN HOWE grew up in southwest Minnesota and moved to Rochester to attend the University of Minnesota Rochester. After obtaining a degree in Health Sciences, she joined a leadership internship with The Navigators where she mentored, trained, and developed college students in various personal and spiritual capacities. After two years of working in hospital and clinic customer service roles, she excitingly joined Advanced Retirement Resources as a Client Service Associate. She enjoys using her passion for building relationships to serve both clients and our team. 

What’s the best advice you’ve ever received?

Adhere to the relational covenant: “Talk to, not about. Believe the best. Stand shoulder to shoulder.”

What inspires you?

I’m inspired by hearing people’s stories: where they’re at, how they got there, where they want to go, and intentionally walking alongside them amidst it all.

What is an item on your bucket list?

I would love to go to New Zealand with my husband to explore the beautiful beaches and mountains.

Pamela Johnson, RETIREMENT OPTIONS CERTIFIED COACH, is owner and founder of The Second Half.  In over 30 years, Pam has developed an extensive specialization in life transitions with a particular focus on preparing for and navigating the second half of life. 
 
Pam received her M.A. in counseling psychology from Wheaton College Graduate School.  Additionally, she completed the intensive clinical training program at the Brief Family Therapy Center of the Wisconsin Institute on Family Studies and has been an adjunct faculty member at Trinity International University Graduate School.  Pam is a Licensed Marriage and Family Therapist and a Clinical Member of the American Association for Marriage and Family Therapy.
 
Pam is married with 2 adult daughters.  An avid pickleball player, she is happiest on a certain lake in the north woods of Wisconsin.

Current member:

• American Association for Marriage and Family Therapy

Education

• Evangel University (1980-83)
• Wheaton College Graduate School (1983-85)

How did you get started in retirement coaching?

Paul and Jann Stein have been dear friends for 30+ years.  Paul and I began to have conversations about how, in addition to the financial aspects, there is much to navigate as people retire.  I address second half of life themes quite extensively in my marriage and family therapy practice so becoming a certified retirement coach was a natural next step.

What is one thing about the “second half” that people should know?

By the second half we have resources of great value - experience and wisdom. The second half can be a time where we share these resources, positively impacting lives and creating a legacy that continues.

What is the best advice you’ve been given?

Seek first to understand and then to be understood.

Where is your happy place?

At our cabin on a lake in Wisconsin.  I can usually be found on the boat, where I am often referred to as “Captain Pam”.