Our Process

ADVANCED RETIREMENT RESOURCES TM
Financial Planning, Estate Planning and Wealth Management

A meaningful retirement is unlikely to just happen.  A fortunate few may get lucky, but there’s an old saying, “If you aim at nothing, you’re bound to hit it.”  At Advanced Retirement ResourcesTM, we help our clients think through the never-ending array of decisions that must be made that affect the future.  To initiate this, we use a process that includes four “phases” of planning.

 
 
Exploration Phase
(no cost basis - time only)
 
 
          • Preliminary Overview - how you see your situation
                  
                             • Where you are now
                             • Where you want to go
                             • What’s important to you
 
          •  Preliminary Analysis - how we see your situation
                  
                             • Clarify your goals and objectives
                             • Identify issues and concerns
                             • Recommend planning alternatives
                             • Estimate potential costs - avoid surprises
                             • You choose whether or not to retain us
 
 
 
 
Planning Phase
(fee basis*)
 
 
          • Case Research & Plan Design - working with our staff
 
          • Test Presentation / ... / Final Presentation
 
                             • “Trying On” potential solutions / strategies
                             • Agreement on planning recommendations
                             • You choose whether or not you want our help
                                       implementing any or all recommendations
 
 
 
Implementation Phase
(fee and/or commission basis*)
 
 
          • Product Analysis & Selection - we “shop” for you
                  
                             • Extensive resources & research
                             • Objective, independent perspective
           
 
          • Test Presentation / ... / Final Presentation
 
                             • Comparison of best alternatives
                             • Agreement on recommendations
                             • Establish action plan for completion
 
 
 
 
Active Phase
(fee and/or commission basis*)
 
 
          • Ongoing, Advice & Resources
 
                             • Phone calls - generally no charge
                             • Periodic reviews - generally no charge
 
          • Additional Services as Needed
 
 
Fee-based planning available through AdvisorNet Financial. Fee-based asset management services and investment products available through Financial Network Investment Corporation, a non-affiliated broker/dealer, member SIPC. Insurance products and qualified retirement plans available through AdvisorNet Financial and AdvisorNet Insurance. 
 
 
 
 *Additional compensation may apply in the form of commissions for purchase of individual stocks, bonds and through service fees (12-b-1) for mutual fund transactions. Fees, charges and expenses are detailed in Financial Networks' ADV II Schedule H. (Note: if the advisory services are through AdvisorNet Financial an additional disclosure to their ADV would be required)